HDFC
HDFC Bank
Indicative rate7.20%–13.20%
TenureUp to 30 yrs
Reference fee₹10,000
Home Finance
Home Loan for Your Dream Home
Explore suitable financing options for property purchase, construction, renovation and home loan balance transfer.
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Purchase & ConstructionOptions for different housing requirements
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Compare Suitable OptionsProfile-based lender assessment
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Simple Guided ProcessClear assistance from enquiry onward
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Executive SupportHelp with eligibility and documentation
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Tenure up to 30 years*Subject to lender policy
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Flexible FundingBased on profile and property
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Salaried & Self-EmployedMultiple applicant profiles
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Expert AssistanceApplication to disbursal support
Public Market Reference
Compare Home Loan options
Use these figures for an initial comparison only. The final rate, fee and eligible amount depend on lender assessment.
Rates checked on 18 September 2026. Indicative public-market information—not a guaranteed or binding Soni Fincorp offer. Terms can change without notice.
ICICI
ICICI Bank
Indicative rate7.65%–9.80%
TenureUp to 30 yrs
Reference fee₹10,000
AXIS
Axis Bank
Indicative rate8.35%–11.90%
TenureUp to 30 yrs
Reference fee₹14,000
SBI
State Bank of India
Indicative rate7.25%–8.95%
TenureUp to 30 yrs
Reference fee₹18,214
IDFC
IDFC FIRST Bank
Indicative rate8.85%–18.00%
TenureUp to 30 yrs
Reference feeUp to 3%
L&T
L&T Finance
Indicative rate7.65%–18.00%
TenureUp to 30 yrs
Reference fee₹10,000
Choose by Requirement
Types of Home Loans
Home Purchase Loan
For a ready, resale or under-construction residential property.
Construction Loan
For constructing a residential home on an eligible owned plot.
Plot + Construction
A combined structure for land purchase and home construction.
Balance Transfer
Move an existing home loan to another lender, subject to eligibility.
Home Loan Top-up
Additional funding for eligible existing home-loan borrowers.
Renovation Loan
For eligible repairs, improvement, extension or renovation work.
Home Loan Overdraft
Linked overdraft facility offered by selected lenders and schemes.
NRI Home Loan
Home finance for eligible non-resident Indian applicants.
Plan Your EMI
Advanced Home Loan EMI Calculator
Estimate monthly EMI and total repayment before discussing your application.
Before You Apply
Eligibility and Documents
Common eligibility factors
- Age at loan maturity
- Monthly income and repayment capacity
- Credit history and existing obligations
- Employment or business stability
- Property value and legal acceptability
- Co-applicant income, where considered
Commonly requested documents
- PAN, Aadhaar and address proof
- Salary slips/Form 16 or business financials
- Recent bank statements and ITR, where applicable
- Employment or business proof
- Property agreement, title and approved plan
- Existing loan statement for balance transfer
How It Works
From Enquiry to Disbursal
Share Details
Complete the short online enquiry.
Profile Review
We understand income and requirement.
Lender Selection
Suitable options are discussed with you.
Verification
Income, legal and technical checks are completed.
Disbursal
Funds are released after lender approval.
Questions
Home Loan FAQs
How much Home Loan can I get?
Eligibility depends on income, existing obligations, age, credit profile, property value and the selected lender's policy.
How much down payment is required?
The borrower normally funds the portion not covered by the lender, along with applicable stamp duty, registration and other charges.
Does this eligibility enquiry affect my CIBIL score?
The initial enquiry on this page does not itself trigger a lender hard enquiry. A lender credit check may occur later only as part of an application and applicable consent process.
Can a self-employed applicant apply?
Yes. Lenders may assess business vintage, ITR, financial statements, GST returns, bank statements and cash flow.
Can I add a co-applicant?
Subject to lender policy, an eligible co-applicant's income may be considered while assessing repayment capacity.
Ready to take the next step?
Share your requirement and our executive will help you understand suitable Home Loan options.